Terms of Service

Who we are

These Terms of Service ("Terms") are an agreement between you and Asset Haus LLC, a limited liability company registered in the State of Wyoming, USA ("Asset Haus", "we", "us"). Our team works from Dubai, UAE.

What they cover

They govern your use of asset.haus, the Asset Haus Dataroom, the partner portal, the forms on the site (assessment, financing requests, Dataroom access, partner applications and project submissions) and the emails we send about them (together, the "Services"). Platform deployments, licences, structuring work, financing and investments are governed by their own written agreements; where such an agreement applies, it prevails over these Terms for its subject.

Acceptance

By using the Services you accept these Terms and confirm that you have read our Privacy Policy and Disclosures. If you act for a company or other organisation, you confirm that you may bind it, and "you" includes that organisation. If you do not accept these Terms, do not use the Services.

Changes

We may update these Terms. The date at the top shows the current version. We tell account holders about material changes by email or in the portal before they take effect. If you keep using the Services after an update takes effect, the updated Terms apply; if you do not agree, stop using the Services and ask us to close your account.

Technology and coordination

Asset Haus provides tokenization infrastructure and implementation support: platform software, registry and transfer controls, investor onboarding workflows, document handling, and coordination with the legal, administrative and financial parties a structure needs.

What we are not

Asset Haus is not a bank, lender, broker-dealer, placement agent, funding portal, investment adviser, custodian, exchange, tax adviser or law firm, and nothing in the Services makes us one. We do not hold client money or assets.

No offer, no advice

Nothing in the Services is an offer to sell, or a solicitation of an offer to buy, any security, fund interest, token or loan, and nothing is investment, legal, tax or accounting advice or a recommendation. Any offering is made only through its own documents, by the issuer, fund or SPV named in them, to eligible investors where the law allows. Take your own professional advice before you decide.

No fiduciary duty

Unless a separate written agreement says otherwise, we do not act as your agent, adviser, trustee or fiduciary, and we owe you no duties beyond those in these Terms.

Age and capacity

You must be at least 18 and able to enter into a binding contract.

Business and professional use

The Services are for business and professional use. The Dataroom is for professional or accredited investors, family offices, funds, and platforms acting for eligible clients. Financing requests are for business or investment purposes, not personal consumption.

Sanctions and restricted places

You may not use the Services if you, or anyone you act for, are the target of sanctions administered by the United States (OFAC), the United Nations, the European Union, the United Kingdom or the UAE, or are located in a comprehensively sanctioned country or region, or if using the Services would break the law where you are.

Our discretion

We may decline, limit or end access to any part of the Services, including Dataroom access, a listing or a partner application, without giving reasons, unless the law requires us to give them.

Sign-in by email link

Portal accounts have no password. We email a one-time sign-in link that works once and expires after a short time; a successful sign-in keeps that browser signed in for up to 30 days unless you sign out. Anyone who controls your mailbox can sign in as you, so keep your email account secure, do not forward sign-in links, and sign out on shared devices.

Accurate details

Give us accurate, current information about yourself and the organisation you represent, including your investor status, and update it when it changes. You are responsible for activity under your account.

One person per account

Accounts are personal. Do not share an account, or open one for someone else without their authority.

Misuse

If you think someone has used your account or a sign-in link without permission, write to legal@asset.haus at once.

Your investor statement

On your first visit you confirm your investor status, and you are responsible for that statement being true. It gives access to information only. Before any subscription, the fund administrator, issuer or other party named in the offering documents runs its own identity, anti-money-laundering and eligibility checks, and may refuse you.

Information, not an offer

Targets are not guaranteed and are not a forecast. Capital is at risk. Each strategy is offered only through its fund or SPV documents, to eligible professional or accredited investors, where the law allows. Nothing here is an offer, investment advice or a recommendation. Indicative terms, targets and other figures can change until the final documents are issued, and those documents prevail over any summary.

Strategies, listings and track record

Our own strategies are described as planned until their fund documents are issued. Listings from other sponsors are prepared from the sponsor's information: we review submissions, but we do not verify every fact or endorse any listing. Case studies describe past work and are not investable.

Documents and access records

Some documents open only after we, the fund manager or the sponsor approve your request. To protect the parties who share them, documents open through the Dataroom, which records who opened which document and when.

Confidentiality

Dataroom materials that are not public are confidential. Use them only to evaluate the opportunity for yourself or the organisation you represent; share them only with professional advisers who are bound to keep them confidential; do not copy, publish or forward them; and delete them if we or the sponsor ask, except copies the law or your regulator requires you to keep. These duties continue for two years after your access ends, unless a separate confidentiality agreement sets a different term.

Your decisions

You make your own investment decisions and carry their risk. Private-market investments can be illiquid for years and can lose all their value.

Requests, not commitments

The trade finance and lending pages show indicative terms. An application or loan request asks for an indicative offer. It is not a commitment by anyone to provide finance, and nobody is bound until the lender and you sign a term sheet and the loan or facility documents.

Who lends

Financing is provided by the fund or lending partner named in your term sheet, which makes its own credit decision. Asset Haus runs the platform, checks applications and coordinates documents; it is not the lender of record. The lender decides on credit, pricing, collateral and conditions, and runs its own identity, anti-money-laundering, sanctions and credit checks.

Sharing your request

To get you an offer, we share the details and documents you send with the fund or lending partner that may finance the request, and with providers involved in its review, under confidentiality and as described in our Privacy Policy.

Fees and accuracy

No fee, interest or other charge is owed unless it is set out in a document you have signed. You confirm that what you send is accurate and that you may share it, including information about your buyers, suppliers and collateral.

Submitting a project

Anyone with an account can put forward a project. You confirm that you are authorised to share it and its documents, that the information is accurate and not misleading, and that showing a summary to eligible investors is allowed for your offering.

Licence to prepare a listing

You keep ownership of what you submit. You allow us to store and review it, to prepare a listing summary from it with you, to show that summary and your documents to eligible Dataroom users on the access terms you agree, and to keep records of who viewed them.

Our review

We may ask for more information, decline a submission, or edit, pause or remove a listing at any time, for example when information changes or proves inaccurate. A listing is not our recommendation or endorsement, and we do not promise that it will attract investors.

Your offering stays yours

You remain responsible for your offering: its documents, eligibility rules, investor checks, marketing restrictions, licences and filings in each jurisdiction where it is offered.

Introductions

Partners may introduce traders, borrowers, investors and asset owners through the partner portal. Introduce someone only with their consent, and share only information you are allowed to share.

Referral terms in writing

Referral fees or other rewards are payable only under a written partner agreement signed by Asset Haus. Acceptance into the portal does not by itself create a right to any fee.

No authority

Partners are independent. You may not act or speak for Asset Haus, make promises on its behalf, or describe yourself as its agent or employee. Use the materials and wording we provide, and do not promise terms, returns or approvals.

Your licences

You are responsible for any licence or registration your own activity needs, for example to arrange deals or to introduce investors where you work. Do not solicit investments where you are not allowed to.

Separate agreements

Platform deployments (on-premise or white-label), software licences, structuring, legal setup and other professional services are provided under a separate written agreement, order form or statement of work. That document sets the scope, fees, service levels and any licence to software, and it prevails over these Terms for its subject.

Prices on the site

Prices, ranges and timelines on the site are indicative and are not an offer. Fees are agreed in writing.

Taxes

Unless an agreement says otherwise, fees exclude taxes, and you pay any sales tax, VAT or similar tax that applies to them.

You agree not to

• use the Services for anything unlawful, including fraud, money laundering, terrorist financing, sanctions evasion, market manipulation, or unlicensed securities or lending activity;
• give false or misleading information, impersonate anyone, or misstate your investor status or your authority;
• access accounts, documents or areas you are not authorised to use, or pass sign-in links, access or confidential materials to people who are not entitled to them;
• probe, scan or test the security of the Services, or get around access controls, without our written permission;
• interfere with the Services, introduce malicious code, or overload our systems;
• scrape, crawl or copy the Services or their content in bulk, beyond what our robots rules allow search engines;
• copy, modify, reverse engineer or resell our software or content, except as the law allows or a written agreement permits;
• send spam or unsolicited promotions through the Services.

Security reports

If you find a security issue, tell us at legal@asset.haus and give us reasonable time to fix it before you disclose it.

Ours

Asset Haus and its licensors own the Services, the software, the site's text, design, graphics and logos, and the Asset Haus name. These Terms give you no rights in them except the licence below.

Your licence to use the Services

We grant you a limited, revocable, non-exclusive, non-transferable licence to use the Services for your own business purposes under these Terms. Software deployed under a platform agreement is licensed only under that agreement.

Your content

You keep ownership of what you send us: forms, documents, project submissions and introductions. You allow us to host, copy, process and display it as needed to provide the Services and meet our legal obligations, as these Terms and our Privacy Policy describe.

Feedback

If you send ideas or feedback, we may use them freely and without payment.

Personal data

Our Privacy Policy explains how we handle personal data. Anonymous usage analytics run without cookies; you can switch them off in the footer of any page, and they stay off when your browser sends a Do Not Track or Global Privacy Control signal.

Emails

We send the emails the Services need: sign-in links, confirmations, replies to your requests and notices about your account or documents. You agree to receive them electronically, and electronic notices satisfy any requirement for written notice.

Records

We keep records of requests, approvals and document access to run the Services, to protect the parties who share information, and to meet our legal obligations.

Third-party services

The Services link to or rely on services we do not control, such as email delivery, hosting, document storage, blockchain networks, custodians, and the funds, lenders and sponsors named in documents. Their own terms apply, and we are not responsible for them.

Blockchain and tokens

Tokenized records and transfers depend on blockchain networks and smart contracts that can fail, fork, be attacked or change. Transactions can be irreversible, and lost keys can mean lost access. Token prices can be volatile and markets for them may not exist. The regulation of tokenized assets is changing in many countries and can affect any asset or structure.

No custody

Unless a separate agreement names us in that role, we do not hold your money, assets, tokens or private keys.

As is

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE". TO THE FULLEST EXTENT THE LAW ALLOWS, ASSET HAUS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

Availability

We do not promise that the Services will be uninterrupted, secure or error-free, and we may change, suspend or withdraw any part of them.

Information on the site

Market information, guides, news and case studies are general information as of their date and may be incomplete or out of date. Targets, indicative terms, ranges and timelines are not promises or forecasts. Past results do not predict future results.

Excluded losses

TO THE FULLEST EXTENT THE LAW ALLOWS, ASSET HAUS AND ITS MEMBERS, MANAGERS, EMPLOYEES AND CONTRACTORS ARE NOT LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR FOR LOSS OF PROFITS, REVENUE, DATA, GOODWILL OR INVESTMENT VALUE, ARISING FROM THE SERVICES OR THESE TERMS, EVEN IF WE WERE TOLD THEY WERE POSSIBLE.

Cap

OUR TOTAL LIABILITY FOR ALL CLAIMS ARISING FROM THE SERVICES OR THESE TERMS IS LIMITED TO THE GREATER OF (A) THE FEES YOU PAID ASSET HAUS FOR THE SERVICES IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM AND (B) USD 100. A SEPARATE AGREEMENT MAY SET A DIFFERENT LIMIT FOR THE SERVICES IT COVERS.

Decisions and counterparties

We are not responsible for investment, lending or credit decisions made by you or by others, or for the performance of any fund, SPV, loan, listing or counterparty.

What is not limited

Nothing in these Terms limits liability for fraud, for death or personal injury caused by negligence, for gross negligence or wilful misconduct, or any other liability that the law does not allow to be limited.

Your indemnity

You will indemnify and hold harmless Asset Haus and its members, managers, employees and contractors against claims, losses and reasonable costs, including legal fees, arising from your breach of these Terms, your misuse of the Services, information or content you provide (including project submissions and introductions), or your violation of law or of another person's rights.

How it works

We will tell you promptly about a claim, and we may take part in its defence with our own counsel. You may not settle a claim in a way that admits fault for us or binds us without our written consent.

By you

You can stop using the Services at any time and ask us to close your account by writing to legal@asset.haus.

By us

We may suspend or end your access, in whole or in part, if you breach these Terms, if we must for legal, regulatory or security reasons, or if we stop offering a Service. Where it is reasonable and lawful, we will tell you why.

What survives

Confidentiality, the licences you gave us, the disclaimers, the limitation of liability, the indemnity, the dispute terms and anything else that by its nature should continue survive the end of your access. We keep records as the law requires and as our Privacy Policy describes.

Governing law

These Terms, and any dispute about them or the Services, are governed by the laws of the State of Wyoming, USA, without regard to its conflict-of-law rules.

Talk to us first

Before starting a claim, write to legal@asset.haus with a description of the dispute and what you are asking for. We will try to resolve it within 30 days.

Binding arbitration

If the dispute is not resolved, it will be finally settled by binding arbitration administered by JAMS: under its Streamlined Arbitration Rules for claims up to USD 250,000 and its Comprehensive Arbitration Rules above that, or, if you are outside the United States, under the JAMS International Arbitration Rules. There is one arbitrator, the seat of arbitration is Cheyenne, Wyoming, hearings may be held remotely, and the language is English. Judgment on the award may be entered in any competent court. For claims under USD 10,000, we pay the JAMS filing and arbitrator fees.

Individual claims only

Claims may be brought only individually, not as a plaintiff or class member in any class, consolidated or representative action, and the arbitrator may award relief only to the individual party. YOU AND ASSET HAUS EACH WAIVE THE RIGHT TO A JURY TRIAL.

Exceptions

Either party may bring an individual claim in small-claims court if it qualifies, and may ask any competent court for urgent injunctive relief to protect confidential information or intellectual property. A court decides any dispute about the validity or scope of this arbitration agreement.

Opting out of arbitration

You may opt out of arbitration within 30 days of first accepting these Terms by emailing legal@asset.haus with the subject "Arbitration opt-out", your name and the email address of your account. If you opt out, disputes go to the state or federal courts located in Wyoming, and the waiver of class actions still applies where the law allows it.

Rights you cannot waive

If the law where you live gives you rights that cannot be waived by contract, nothing in these Terms takes those rights away.

Entire agreement and precedence

These Terms, together with the Privacy Policy, the Disclosures and any separate agreement mentioned above, are the whole agreement about the Services. If they conflict, a signed separate agreement prevails for its subject, then these Terms.

Severability and waiver

If a court or arbitrator finds part of these Terms unenforceable, that part is enforced to the extent possible and the rest stays in force. A delay in enforcing a right is not a waiver of it.

Assignment

You may not transfer your rights under these Terms without our written consent. We may transfer them to an affiliate or to a successor to our business.

Independent parties

Nothing in these Terms creates a partnership, joint venture, agency or employment relationship between you and Asset Haus.

Events outside our control

We are not liable for delays or failures caused by events beyond our reasonable control, such as outages of networks or providers, cyberattacks, natural disasters or acts of government.

Export and sanctions

You will comply with the export-control and sanctions laws that apply to your use of the Services.

Notices

We send notices to the email address of your account or through the Services. Send notices to us at legal@asset.haus.

Language

These Terms are written in English. Any translation is for convenience only, and the English text prevails.

Notices

If you believe content on the Services infringes your copyright, send legal@asset.haus a description of the work, where the content appears on our site, your contact details, and a statement that you believe in good faith that the use is not authorised and that your notice is accurate. We review notices promptly, may remove content, and close the accounts of repeat infringers.