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Tokenized trade finance

Tokenized trade finance,
explained simply.

Short-term trade assets such as invoices and trade loans are packaged into a note or SPV. Investors hold tokenized notes, and repayments flow back through a servicer to the register.

Private credit tokenization
Line drawing of a container ship, port cranes and world trade routes

What it is

Three parts of every trade finance structure.

  • The assets

    Invoices, receivables or trade loans from an originator. They are usually short-dated and repaid when the goods are paid for.

  • The vehicle

    A note programme or SPV that buys or finances the assets, with a servicer collecting the payments.

  • Tokenized notes

    Investors' notes are recorded on a controlled register, and repayments and reports are tied to each holding.

Who it is for

Who it is for.

  • Originators and trade finance funds

    Fund more trade than bank lines allow, with records that investors can follow.

  • Exporters and importers, through an originator

    Get paid earlier on invoices or finance inventory without changing how they trade.

  • Credit funds and professional investors

    Look for short-duration exposure with clear servicing data. Returns are not guaranteed.

  • Banks and platforms

    Distribute trade finance to eligible clients, with transfer controls and reporting.

How it works

How Asset Haus helps.

  1. 01

    Structure

    A note or SPV, with the originator, servicer and counsel roles agreed.

  2. 02

    Onboard

    Investor identity, eligibility and subscriptions in one flow.

  3. 03

    Service

    Servicer data on collections, reconciled with the register.

  4. 04

    Report

    Holdings, repayments and exceptions for each investor.

What to get right

Five things to check before you start.

  • Asset checks: confirm the invoices are real and are not financed twice.
  • Ownership: who legally owns the receivables, and under which jurisdiction's law.
  • Cash: who collects, where the money sits, and how it reaches investors.
  • Defaults and disputes: late payment, buyer disputes and any credit insurance.
  • Short tenors: frequent rollovers need quick onboarding and regular reporting.

This page describes common structures in general terms and is not legal, tax or investment advice. Asset Haus provides infrastructure and works with qualified counsel and servicers; it does not originate, buy or finance trade assets, and it is not an issuer, broker-dealer, placement agent or investment adviser.

Read next

Guides

Have a trade finance book to tokenize?

Tell us about the assets, the originator and where your investors are, and we will map the structure, the servicing and the steps to launch.